Chapter one INTRODUCTION
INTRODUCTION
1.1 OBJECTIVE OF THE REPORT :
The report is prepared under the base on
some specific objectives, which will help me to do the report efficiently and
specifically. The objectives of this report is presenting an overall
scenario of JBL and analyzing the loan
and advance system of Janata bank ltd, main branch Patuakhali. To prepare this report it is needed
to understand the whole banking process and their banking activities, keeping
close attention on their organizational culture and all the practices to learn
how they actually do everyday banking. some other objective of this report:
v
To identify the major features of Janata Bank
Ltd
v
To identify the Advance products that offer to
the customers.
v
To identify the major policies of the JBL’s
Advance / loans Department.
v To identify the loan approval process of Janata Bank
Limited.
v
To identify the present Advance position of JBL,
Patuakhali Main Branch.
v
To identify the Strengths, weakness,
Opportunities and threats of JBL, Patuakhali Main Branch.
1.2 BACKGROUND OF THE STUDY:
After completing
my graduation as a student of Bachelor of Business Administration from
Patuakhali Science And Technology University , Dumki Patuakhali. I required to do
Internship in an organization which would be helpful for my future professional
career. I got the opportunity to perform my internship program in Janata Bank
Limited, Patuakhali Main Branch which is the second largest commercial bank of Bangladesh. I
have worked in Janata Bank Ltd. Patuakhali Main Branch to collect all authentic
information about loan and Advance.
1.3 SCOPE OF THE REPORT:
The
scope of this report is limited to the overall descriptions of the bank, its
services, its position in the industry, and its competitive advantage. The
scope is also defined by the organizational set-up, functions, and
performances. The beneficiaries of the report include the employees, the
management, and customers of Janata bank Limited, Patuakhali Main Branch.
1.4 METHODOLOGY:
The study is
based on primary and secondary sources of data. Such data will be collected
mainly from the bank as well as the Internet. Data have been collected from
office records, discussions with employees and from different paper circulars
and annual report of Janata Bank. For the report preparation concepts and
techniques are gathered from bank manuals and relevant books.
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Sources Of Data
Collection:
A. Primary Source of Information:
Ø
Observation from the total working period.
Ø
Discussion with official’s staff.
B. Secondary Sources of Data:
Ø
Relevant Janata Bank paper and published
documents
Ø
Bank’s other published information
Ø
Advance & loans files.
Ø
Internet.
1.5 LIMITATION OF THE STUDY:
Janata Bank is a
public bank and also second largest commercial Bank in Bangladesh. So
most of the time all staffs of Janata Bank are busy. Despite their
responsibility, they could not cooperate frequently for their business. On the
other hand they are not bound and have no accountability to provide all support
with my demand. For this reason I faced time constraint. Every organization has
their own secrecy that in not revealed to others. So Confidentiality also
imposed a huge restriction to prepare this report.


Chapter one
INTRODUCTION
1.1 OBJECTIVE OF THE REPORT :
The report is prepared under the base on
some specific objectives, which will help me to do the report efficiently and
specifically. The objectives of this report is presenting an overall
scenario of JBL and analyzing the loan
and advance system of Janata bank ltd, main branch Patuakhali. To prepare this report it is needed
to understand the whole banking process and their banking activities, keeping
close attention on their organizational culture and all the practices to learn
how they actually do everyday banking. some other objective of this report:
v
To identify the major features of Janata Bank
Ltd
v
To identify the Advance products that offer to
the customers.
v
To identify the major policies of the JBL’s
Advance / loans Department.
v To identify the loan approval process of Janata Bank
Limited.
v
To identify the present Advance position of JBL,
Patuakhali Main Branch.
v
To identify the Strengths, weakness,
Opportunities and threats of JBL, Patuakhali Main Branch.
1.2 BACKGROUND OF THE STUDY:
After completing
my graduation as a student of Bachelor of Business Administration from
Patuakhali Science And Technology University , Dumki Patuakhali. I required to do
Internship in an organization which would be helpful for my future professional
career. I got the opportunity to perform my internship program in Janata Bank
Limited, Patuakhali Main Branch which is the second largest commercial bank of Bangladesh. I
have worked in Janata Bank Ltd. Patuakhali Main Branch to collect all authentic
information about loan and Advance.
1.3 SCOPE OF THE REPORT:
The
scope of this report is limited to the overall descriptions of the bank, its
services, its position in the industry, and its competitive advantage. The
scope is also defined by the organizational set-up, functions, and
performances. The beneficiaries of the report include the employees, the
management, and customers of Janata bank Limited, Patuakhali Main Branch.


BBA_3rd_Semester_Seminar
1. Software
marketing in Bangladesh
2. Problem
identification for the IT business
3. Comparing
IT business with other part of the world
4. A
Positive approach: Investment in IT sector of Bangladesh
5. Distance
learning for women using Information Technology
6. bdREN:
Create the research capability stronger in the universities of Bangladesh
7. How
students from IT and business background can build a company
8. How
people can make business through telemedicine
9. How
people of villages are able to spread their business using IT backup
10. Economical
stability of a country by IT support
11. How
business men will be interested to provide tax to Govt. in our proposed digital
Bangladesh
12. Bangladesh can
increase more revenue by IT support
13. How
to proliferate the online business in Bangladesh
14. Mobile
application for small business men in village
15. Mobile
application in banking sector of Bangladesh
16. Propose
first food shop management using IT
17. Design
of Hotel management using IT
18. Design
of Hospital management using IT
19. Design
of Student Hall management using IT
20. Design
of result processing system software
21. Labor
information system for a garment
22. Supply
chain management system for our fishing market
23. Supply
chain management system for our fruits and vegetables
24. Human
resource management using IT
25. How
finger print scanner can be used in different business
26. How
smart phone can be used for future business
27. A
business plan using optical fiber internet for a small district
28. A
business plan using on call food delivery
29. Which
product information are inevitable for
the online shopping of garments items to create more business
30. Which
product information are inevitable for
the online shopping of electronic items to attract more customer
31. How
tax collection from people can be transparent using IT
32. Container
management in the port using IT
33. How GPS
information can help disaster management
34. How
GPS information can provide you safe navigation
35. How
to make the e-learning more attractive for our students
36. Taxi
cab management policy using IT
37. Library
management system using IT
38. Class
room management system using IT
39. Future
advertisement system of a product without annoying people
40. Future
payment system using IT
First two student will get the SL-1 topic
Third and fourth will get the SL-2 topic
In this way two students will form a group to
make the presentation.
The presentation slide should include:
1. Maximum
200-250 CHARACTER in each slide
2. Put
more picture/design/flowchart for the description
3. Make
the presentation only for 5-7 minutes
4. Finally,
make 3 to 5 pages writing on the title that include:
i.
Abstract
ii.
Introduction
iii.
Background of the problem
iv.
Your proposal
for the solution
v.
Methodology
vi.
Conclusion

